Lihtec

<p style="margin: 0px 0px 10px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);"><strong style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; vertical-align: baseline; color: rgb(0, 0, 0);"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: 16px; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline;">OUR MISSION STATEMENT</span></strong></p><p style="margin: 0px 0px 10px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);"><strong style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; vertical-align: baseline; color: rgb(0, 0, 0);">We view our platform as a channel for social good. &nbsp;We believe that the opportunity for everyone to live in safe, quality affordable housing is the key to sustainability of our communities.</strong></p><p style="margin: 0px 0px 10px 40px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);">We seek to finance and promote affordable, safe and decent housing opportunities for the low- and moderate income. &nbsp;We will heighten general awareness of housing needs with groups that can have an impact on the production of such housing—individuals and community businesses.</p><p style="margin: 0px 0px 10px 40px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);">Our service will provide affordable housing owners a channel to organize and promote their projects in a low cost manner, while efficiently building a more sustainable capital structure to ensure long term success through financing and advisory services.</p><p style="margin: 0px 0px 10px 40px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);">We will provide access to quality affordable housing developments at prudent exposures, fair and transparent prices, with experienced support through equitable, accountable partnerships.</p><h2 style="padding: 0px; border: 0px; font-family: 'Open Sans'; font-size: 22px; line-height: 40px; vertical-align: baseline; color: rgb(102, 102, 102); text-rendering: optimizelegibility; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: 16px; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline;">WHAT WE DO</span></h2><p style="margin: 0px 0px 10px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Lihtec is an online real estate investment marketplace that offers individuals and corporations an opportunity to make direct investments in affordable housing projects in their communities.&nbsp; The platform primarily markets interests in Low Income Housing Tax Credits (LIHTC), but will also offer opportunities to provide grants in lieu of equity and/or hard debt.</span><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">&nbsp;</span></p><p style="margin: 0px 0px 0.0001pt; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">The company was founded by executives in the real estate capital markets, technology and affordable housing industries seeking to disrupt the current investment oligarchy in affordable housing by providing transparency and accessibility to what was once reserved to banks and tax credit investment funds. &nbsp;</span></p><p style="margin: 0px 0px 10px; padding: 0px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; color: rgb(102, 102, 102);">&nbsp;</p><h2 style="padding: 0px; border: 0px; font-family: 'Open Sans'; font-size: 22px; line-height: 40px; vertical-align: baseline; color: rgb(102, 102, 102); text-rendering: optimizelegibility; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-size: 16px; font-style: inherit; font-variant: inherit; line-height: 1; vertical-align: baseline;">BENEFITS TO INVESTORS</span></h2><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Direct access to the project at investment exposure of your choosing.</span></li></ul><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Lower transaction costs—investment fees of less than half of those charged by tax credit investment funds.</span></li></ul><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Purchase prices determined by the “crowd” based on the price of the last credit dollar sold.</span></li></ul><h2 style="padding: 0px; border: 0px; font-family: 'Open Sans'; font-size: 22px; line-height: 40px; vertical-align: baseline; color: rgb(102, 102, 102); text-rendering: optimizelegibility; background-color: rgb(255, 255, 255);">&nbsp;</h2><h2 style="padding: 0px; border: 0px; font-family: 'Open Sans'; font-size: 22px; line-height: 40px; vertical-align: baseline; color: rgb(102, 102, 102); text-rendering: optimizelegibility; background-color: rgb(255, 255, 255);"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: 16px; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline;">BENEFITS TO DEVELOPERS</span></h2><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">A standardized underwriting and documentation process, lowering transaction time and costs of legal documentation.</span></li></ul><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Access to a growing market of individuals seeking "social impact" investments.</span></li></ul><ul style="margin: 0px; padding: 0px 0px 0px 30px; border: 0px; font-family: 'Open Sans'; line-height: 22px; vertical-align: baseline; list-style: square outside; color: rgb(102, 102, 102);"><li style="margin: 0in 0in 0.0001pt 0.5in; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 20px; vertical-align: baseline;"><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; vertical-align: baseline; color: rgb(92, 102, 107);">Low risk</span><span style="margin: 0px; padding: 0px; border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 18px; vertical-align: baseline; color: rgb(92, 102, 107);">—If the purchase price does not exceed your reserve, there is no obligation to sell.</span></li></ul>